Your purpose is our motivation 

20+ years helping people and institutions secure their goals, dreams and assets 

our
Story

Capsurance Insurance Brokers Limited began its journey in 2003. With extensive professional experience and a trusted network of 50+ insurance companies, we deliver a range of services from risk management to claims consultancy and handling.

We are committed to being the superhero that helps secure your assets, capital, health and future. Our ability to provide adequate insurance cover and protect the interests of our clients while ensuring competitive pricing, makes us a trusted partner for individuals and businesses alike.

Capsurance has been delivering excellence through its skilled, seasoned and experienced team for nearly 20 years. Our technical knowledge and expertise enable us to offer unparalleled customer service to our ever-growing clientele of businesses in both government and private sectors.

Geographies are not a limitation for us, and we make sure that it doesn’t become a bottleneck for your business. Through our trusted partner organisation, we provide optimal insurance coverage anywhere in the world.

At Capsurance, we take pride in being a reliable partner that provides quality insurance solutions to protect what matters the most to you.

Some of the key areas where we’ve demonstrated our expertise in the past are handling risks such as mega risk, industrial all risk, commercial general liability, marine, fire, burglary, mediclaim, financial lines, GTL and PA.

1000+

Underwritten 1000+ large risks in non-employee benefits space with mega risks 

50+

Network of ~50+ Insurance companies from Life & General Insurance space

20+

Over 20 years of industry experience. Cumulative team experience of six decades in general, health & life insurance

our guiding
philosophy

Risk management

We conduct thorough risk assessments and offer apt solutions to reduce your risk exposure

Expert solutions

Decades of experience has enabled our team to offer solutions backed by industry knowledge, trust and a consultative approach

Personal touch

Committed to helping save costs, ensuring dedicated support and enabling risk mitigation to address your needs

Trusted network

A strong network backed by trust-rich relationships enables us to seamlessly work through challenges and difficulties on your behalf

Meet Our Leadership

Sunny Raina

Sunny Raina

CEO & Principal Officer

Sunny is a visionary leader with extensive expertise in the general insurance sector, currently leading Capsurance as the Wholetime Director, CEO, and Principal Officer. With a wealth of experience across the full general insurance value chain, Sunny has proven strengths in underwriting, corporate business development, and distribution strategy.
His proficiency in broker and client relationship management, technical claims handling, and operations management, combined with his ability to lead large teams, has positioned him as a pivotal force in both the insurance and consulting industries. Known for his strategic insight and in-depth industry knowledge, Sunny is instrumental in driving Capsurance’s growth and delivering sustained value to its clients and partners.

Sandeep Bagchi

Head Corporate Solutions Group & Vice President – Sales and Distribution

Sandeep brings nearly 24 years of experience in the General Insurance industry, with a focus on Corporate Sales and specialized expertise in underwriting Property, Marine, Engineering, and Miscellaneous Sections. A Commerce Graduate from the University of Calcutta, Sandeep excels in managing Corporate, MSME, SME, and Retail clients with professionalism. His extensive experience includes successfully handling major claims in Property, Engineering, and Marine sectors.

Sunny Raina

Wholetime Director, CEO & Principal Officer

Sunny is a visionary leader with extensive expertise in the general insurance sector, currently leading Capsurance as the Wholetime Director, CEO, and Principal Officer. With a wealth of experience across the full general insurance value chain, Sunny has proven strengths in underwriting, corporate business development, and distribution strategy.

His proficiency in broker and client relationship management, technical claims handling, and operations management, combined with his ability to lead large teams, has positioned him as a pivotal force in both the insurance and consulting industries. Known for his strategic insight and in-depth industry knowledge, Sunny is instrumental in driving Capsurance’s growth and delivering sustained value to its clients and partners.

Sunny Raina

Wholetime Director, CEO & Principal Officer

Sunny is a visionary leader with extensive expertise in the general insurance sector, currently leading Capsurance as the Wholetime Director, CEO, and Principal Officer. With a wealth of experience across the full general insurance value chain, Sunny has proven strengths in underwriting, corporate business development, and distribution strategy.
His proficiency in broker and client relationship management, technical claims handling, and operations management, combined with his ability to lead large teams, has positioned him as a pivotal force in both the insurance and consulting industries. Known for his strategic insight and in-depth industry knowledge, Sunny is instrumental in driving Capsurance’s growth and delivering sustained value to its clients and partners.

Sandeep Bagchi

Head Corporate Solutions Group & Vice President – Sales and Distribution

Sandeep brings nearly 24 years of experience in the General Insurance industry, with a focus on Corporate Sales and specialized expertise in underwriting Property, Marine, Engineering, and Miscellaneous Sections.
A Commerce Graduate from the University of Calcutta, Sandeep excels in managing Corporate, MSME, SME, and Retail clients with professionalism. His extensive experience includes successfully handling major claims in Property, Engineering, and Marine sectors.

Meet our team

Sanjay brings over 36 years of extensive experience in the insurance industry, with deep expertise across underwriting, claims management, and human resource management. He has 20 years of experience with The New India Assurance Co. Ltd., a leading Public Sector Undertaking, where he held multiple key roles across Underwriting (U/W), Claims, and HRM.

In addition, Sanjay has over 14 years of leadership experience in the private insurance sector, having served at Bajaj Allianz General Insurance Co. Ltd. as Technical Head (U/W & Claims) and Zonal Head (Claims) for the regions of Jammu & Kashmir, Punjab, Himachal Pradesh and Chandigarh.

Himanshu is a results-driven insurance and client servicing professional with over 18 years of experience in corporate account management, risk advisory and relationship management across leading insurance broking and financial services organizations. He has a proven track record in portfolio expansion, client retention and revenue optimization, supported by deep expertise in underwriting, claims management, and policy structuring.

Raman is a results-driven professional with over 20 years of experience in Sales, Business Development, Channel & Project Management  and Strategic Account Management across competitive industries. He is recognized for his entrepreneurial mindset, customer-centric approach and a proven ability to drive business growth through innovative strategies, strong client relationships  and effective team leadership. He has consistently  delivered measurable results by identifying  emerging opportunities, optimizing  operations and enhancing  organizational performance. His core  strengths  include  marketing  strategy, negotiation,  business  planning, team development and commercial judgment.

Sunil holds a B.LIB degree from Maharshi Dayanand University, Rohtak, and is a licentiate from the Insurance Institute of India, with a BQP from the National Insurance Academy. With 17 years of experience, Sunil specializes in claims settlement, underwriting, and placement across Property, Marine, Engineering, Liability, Employee Benefits, Miscellaneous, and Life insurance sectors.

Harish is a Post-Graduate from Kurukshetra University with a PGDM in International Business and Finance from IMT Ghaziabad. He is also a Fellow of the Insurance Institute of India. With 18 years of extensive experience, Harish has excelled in managing BFSI functions for international clients in BPO, manufacturing, and insurance broking. His expertise spans claims handling, underwriting, placements, and policy servicing across Property, Marine, Liability, and Miscellaneous Insurance sectors.

Looking for personal Insurance?

Company Regulatory Profile

Category:

‘Direct’ (Life & General)

IRDA License Number:

271

FAQs

Capsurance is your one-stop-solution provider for all your insurance requirements. We are
committed to being the superhero that helps secure your assets, capital, health and future.
That’s why both businesses and individuals find a trusted partner in us.

Capsurance has been operating in the insurance sector since its inception in 2003. Our
cumulative team experience of 94+ years spans across general & life insurance, brokerage,
claims and underwriting.

Besides our combined experience of many decades and a proven track record of over two
decades, what sets us apart is our ability and expertise to do it all. From risk management to
claims handling and settlement, we help you throughout the process.

We have demonstrated our expertise of handling risk in industries such as power, paper,
construction & infrastructure, real estate, retail, software & technology, educational
institutions, spirits, FMCG, food & beverages, agro-forestry, chemical, manufacturing,
consulting, IT & ITES, textile, aviation, marine, BFSI, pharmaceuticals and e-commerce.

We have a trusted network of 50+ insurance companies network from the life and general insurance space. They help us deliver a range of insurance services that reduce exposure to property related risks, financial liability and casualty risks. We also offer employee-related wellness services and insurance solutions to protect your employees.

We will be happy to share details about our tailored services. Please get in touch with us so we can call you and understand your requirement to share relevant
examples.

Since 2003, we have been committed to securing your assets, capital, health and future. Our
consultative approach helps us understand your requirements thoroughly so we can guide
you to the best insurance solutions. We make the effort to conduct a detailed risk assessment and gap analysis to make the right recommendations.

We are compliant with all 48 IRDA requirements under Direct Insurance Broker – Life &
General Insurance.

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