Commercial Insurance

Complete risk coverage solutions for your business needs 

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Why
commercial insurance? 

We understand that challenges you face running your business. From dealing with third parties, managing your capital and employees, to production and transportation, your business is exposed to many risks.

Commercial insurance prepares you for uncertain situations and helps minimize damages. We offer a comprehensive set of insurance solutions for your business from liabilities insurance, property insurance to marine insurance.

Liabilities Insurance

Don’t let unexpected lawsuits hamper productivity. Protect your business and team from financial obligations

Why do you
need liability insurance?

An accidental fire or a mishap during maintenance at work could increase your financial burden. A similar situation could arise in case someone decides to take you or one of your company officials to court.  Without financial liability insurance, you could end up paying a hefty sum to compensate for damage and injuries.   

Liabilities Insurance

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Protection Against Professional Negligence

Safeguard your business with error and omission insurance, offering protection against claims of professional negligence or mistakes. This coverage ensures your business is protected from costly legal disputes and reputational damage. 

Coverage for Product-Related Claims 

Protect your company with product liability insurance, covering claims arising from damage caused by products sold or supplied by your business. This policy helps manage risks associated with product defects and ensures your financial stability. 

Legal Protection for Leadership 

Secure your company’s leadership with directors’ and officers’ liability insurance. This coverage provides protection for the legal liability of directors and officers, ensuring they can make decisions confidently without personal financial risk. 

Comprehensive Business Protection 

Protect your business operations with commercial general liability insurance. This coverage includes claims arising from bodily injury, property damage, or personal injury caused by your company’s activities, ensuring broad protection for your enterprise. 

Cover for Professional Service Providers 

Shield your business with professional indemnity insurance, which covers claims of negligence, errors, or omissions in the course of providing professional services. This policy helps maintain your professional reputation and financial stability. 

Protection Against Kidnapping and Extortion 

Ensure peace of mind with kidnapping and ransom insurance, offering financial protection against kidnapping, extortion, and ransom risks. This coverage includes expenses and crisis management support, safeguarding individuals, businesses, or organizations. 

Protection from Third-Party Claims 

Secure your business with public liability insurance, shielding you from claims by third parties for injury, damage, or personal harm occurring on your premises or due to your activities. This coverage ensures that unforeseen incidents do not disrupt your operations. 

marine Insurance

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Coverage for Vessel and machinery Damages 

Protect your vessel with marine hull insurance, offering comprehensive coverage against damages to the vessel, including its machinery and equipment. This policy ensures your maritime assets are safeguarded against various risks at sea. 

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Coverage for Individual Shipments 

Secure your goods with specific transit insurance, designed to cover individual shipments during transportation. Each shipment is insured separately, providing tailored protection for one-time shipments, ensuring peace of mind for each specific transit. 

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Comprehensive Coverage for Ongoing Shipments 

Ensure continuous protection with the Marine Sales Turnover Policy (STOP). This policy covers all goods and capital items in transit over a specified period, providing indemnity for all losses incurred during that time. Ideal for businesses with regular, high-volume shipments, it simplifies the claims process by covering all transits under one comprehensive policy. 

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Comprehensive Coverage for Marine Activities 

Safeguard your business with marine open insurance, offering broad protection against a wide range of risks and perils related to transportation, cargo, and vessels. This policy provides continuous coverage for businesses involved in marine activities, ensuring all-encompassing security. 

Why is property
insurance important?

Property damage and may not always be life threatening but fire, construction or engineering hazards and other factors can lead to severe financial losses. A property insurance will help you effectively recover from the capital loss. 

property Insurance

Protection against fire and allied perils related damages 

Insurance coverage that protects against damage or loss caused by fire and allied perils, providing financial compensation for property and assets. 

Fire loss of Profit (FLOP) will cover the financial losses incurred due to business interruption caused by the Fire and Allied Perils.  

Safeguarding against Unforeseen equipment Failures 

An insurance policy designed to safeguard businesses against financial losses due to unexpected and accidental breakdowns or malfunctions of machinery and equipment. It provides coverage for repair or replacement costs, ensuring minimal impact on operations. 

Machinery loss of Profit (MLOP) will cover the financial losses incurred due to business interruption caused by the Machinery Breakdown. 

Comprehensive Coverage for Industrial Sectors 

Comprehensive insurance coverage tailored for industrial and manufacturing sectors, offering protection against a wide range of perils on all risk basis and perils such as fire, theft, natural disasters, and accidental damage to property, machinery, and equipment. This policy ensures your industrial operations are well-protected. 

Managing Large-Scale Risks for Multinational Corporations 

A specialized insurance policy designed to mitigate and manage large-scale risks and potential losses faced by multinational corporations and organizations operating in high-risk environments. It also offers extensive coverage against various perils on all risk basis, including natural disasters and other major events that could adversely impact business operations. 

Financial Protection Against Acts of Terrorism 

Insurance coverage that provides financial protection against acts of terrorism, including acts of violence, bombings, and other malicious activities. It helps individuals and businesses recover from losses and damages caused by terrorist incidents, offering compensation for property damage, business interruption and liability expenses. 

Brokers are the preferred channel of business in India as they account for more than 70% of commercial lines (marine, aviation, construction, engineering, risk, and liability insurance).

-Netscribes India

We help you

find the right policy

Our team of experts will evaluate your needs and develop a deep understanding of your operations. After a thorough assessment, we provide an effective and comprehensive plan to reduce your risk exposure. 

Industries we serve

Power

Paper

construction & infrastructure

real estate

retail

software & technology

educational institutions

spirits

fmcg

food & beverages

agro-forestry

chemical

manufacturing

consulting

it & ITES

textile

aviation

marine

bfsi

Pharmaceuticals

E-commerce

E-commerce

E-commerce

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